3 Types of Florida Auto Insurance

You should be aware of Florida auto insurance requirements, as this could significantly affect the outcome of your case if you were injured or you caused injuries to another party in a car accident. A St. Petersburg car accident lawyer can fully explain how insurance coverage will affect your case.

3 Types of Florida Auto Insurance Coverage Available

There are 3 types of insurance coverage you can seek out but understand that the first 2 are mandatory: 

• Property Damage Liability (PDL) - covers damages from a motor vehicle accident caused by you or a family member to the other party's property;
• Personal Injury Protection (PIP) or Florida No Fault Insurance - will cover you and family members involved in a car accident, regardless who was at fault; and
• Bodily Injury Liability (BIL) - covers serious and permanent injuries, including death, to the other party when you're liable for a car accident. 

All drivers in Florida are required to carry PDL and PIP on every registered vehicle they own. A failure to do so could result in the loss of driving privileges and could impact the outcome of your car accident claim.

A St. Petersburg car accident lawyer can explain how Florida auto insurance requirements will affect your claim when you were seriously injured in an accident. 

Obtaining the Help of a St. Petersburg Car Accident Lawyer

Filing a personal injury claim as the result of a St. Petersburg accident can be complex. In cases such as these, it's best that you have an experienced and trustworthy Florida personal injury claim attorney on your side.

To consult with a Florida personal injury claim attorney about your Florida personal injury claim, contact the Law Offices of William K. Saron at 727-345-4566 or 866-836-4947.