Filing a Florida Car Accident Insurance Claim

Do know how the insurance process works following a car accident? If your answer is no, you are not alone. Many people have never had to file an insurance claim for an auto accident. The process can be overwhelming.

After a car accident in Florida, you need to notify the insurance company. If the accident was serious or if injuries were involved, you might want to consider talking with a Florida car accident attorney first.

Once you have filed your insurance claim, you will be contacted by the insurance adjuster who will review the details of your case and the type of coverage you possess, as well as your deductibles and coverage limits. If there were no injuries and the damage was pretty straightforward, your claim should move along quickly and the insurer will send you a check for repairs after receiving an estimate.

When injuries are involved in an auto accident, the insurance adjuster will conduct an investigation into the crash. This investigation will help the adjuster determine the liability of the insurance company. The insurance adjuster will probably review the police report, talk with witnesses and request your medical records.

After the investigation is complete, the insurance adjuster will offer you a settlement. This part of the process can become tricky. Insurance companies are notorious for offering settlements that are below what the cases are worth. The insurance adjuster has a settlement range to work with and will probably start on the low end. You can negotiate with the insurance adjuster to obtain a reasonable settlement offer.

Contacting an experienced injury lawyer in St. Petersburg is always a good idea when you are injured in a Florida car accident. An accident attorney will be able to look out for your best interests and ensure that you are fairly compensated. Contact the Law Offices of William K. Saron at (727) 345-4566 or (866) 836-4947 for advice regarding your case.