Role of an Insurance Adjuster in Florida

If you have been injured in a Florida car accident or other type of incident, chances are you will be approached by an insurance adjuster. The role of a Florida insurance adjuster is to investigate insurance claims by conducting interviews with the claimant and witnesses. An insurance adjuster will also talk with police, review hospital records and inspect property damage to determine the extent of the insurance company’s liability.

It is important to remember that the insurance adjuster is employed by the insurance company. They are given guidelines to follow when offering settlements and are typically experienced in valuing claims. Their job is to protect the rights of the insurer.

Insurance adjusters usually handle property claims, which involve damage to buildings and structures or liability claims that involve personal injuries. Liability claims may arise from car accidents, slip and falls, dog bites and other negligence. The settlement offered by an insurance adjuster for a personal injury should include compensation for the injured person’s physical, emotional or property damages.

The duties of an insurance adjuster include responding to claims in a timely manner, investigating liability, filing the appropriate documentation, assessing the damages, communicating with policyholders and offering a settlement when applicable.

Sometimes a fair settlement cannot be reached with an insurance adjuster. If that happens, you can contact a Florida personal injury lawyer who can step in on your behalf to ensure that you are fairly compensated. Contact the law office of William K. Saron today at (727) 345-4566 or (866) 836-4947.